Hiring an unlicensed electrician isn’t just risky — it can void your homeowner’s insurance, create problems when you sell, and in some cases, be illegal. Here’s exactly what to verify before you sign anything.
1. Check Their License
Every state has a licensing database. In DC, Maryland, and Virginia, you can verify a license online in minutes. Ask for the license number and check it. If they can’t provide one, stop there.
2. Verify Insurance
General liability and workers’ compensation. If a worker is injured on your property without workers’ comp, you could be liable. Ask for a certificate of insurance.
3. Ask About Permits
Panel work, EV chargers, and new circuits all require permits in DC, MD, and VA. If a contractor says you don’t need one, that’s a red flag. Unpermitted work creates insurance and resale problems.
The permit process isn’t bureaucratic overhead — it’s the inspection that ensures the work was done correctly.
4. Get a Written Quote
Verbal quotes aren’t binding. Get scope, price, and timeline in writing before work starts.
5. Check Reviews on Multiple Platforms
A contractor with 200 reviews on one platform but none on any other is unusual. Look across Google, HireNimbus, Yelp, and Thumbtack.
6. Ask About Their Permit Process
Ask how they handle permits specifically. A contractor who has done this hundreds of times knows the process cold and won’t be vague about it.